In the course of providing financial and cash flow management for clients, one of the challenges I face is figuring credit card payoff amounts. Sure, early on, I tried the method of calling the credit card company for the payoff amount, but they usually were very wrong. Some had us overpay; some had us underpay; one even had us overpay by almost $100.
I knew that credit card payoffs couldn't be that hard to figure close to the correct amount, so I took on the challenge and developed a spreadsheet that I will share with you. You can find the Excel worksheet on my website. Feel free to use it. If you want to use it on a blog, or your website, please be kind enough to attribute it to me, my company, or my website.